Couple of years back, this blog was quite well known for my tirades against Citibank in particular and consumer related issues in general. After a long time, I have one such story to offer.
The cash back schemes associated with the mobile phone contracts started getting popular in UK about 2-3 years back. Sometime in October 2005, I signed up for a 12 month mobile contract with a company called Simply3G. The deal is that I will be provided with a Motorola C975 instrument connected on 3 network for 500 anytime any network minutes for which I will pay £15 a month for 3 months and £30 a month for 9 months. At the end of 1 year, I will have to send the top sheet of the last 6 bills and within 45 days Simply 3G would pay me £300. So, in effect I would have paid £315 and get back £300. Though it sounds too good to be true, since the cash back scheme was already tried and tested by all and sundry by that time, I got into that.
In October 2006, after I made the 12th payment, I promptly sent the top sheets of the last 6 bills to Simply 3G. As I didn’t get any cheque after 45 days, I called them up only to be told by a customer unfriendly advisor that my claim has been invalidated. I was not given any reason whatsoever. To know why / how my claim was invalidated, I had to send an e-mail to them, for which they replied in Jan 2007 after persistent follow up. The reply was that the cash back had to be claimed in 2 parts. The first one was to be claimed after 6 months and the next one at the end of 12 months. According to them, since I didn’t claim anything after the first 6 months, I had forfeited my claim. On the second claim, they told me that I had sent the bill a month later. The e-mail pointed me to the terms and conditions on their website, which confirmed the same.
My first point of contention is that while taking out the contract, they told that the cash back should be claimed as lump sum after 12 months. Now, they are changing tune and telling me some stories. I am sure that I read the T & Cs when I signed up for the contract, but it appears that they have made lots of changes to that page in the website. It didn’t strike at that time to save that page for future reference. The second point is, even by their new terms I had made the claim for the second instalment properly. I sent them the top sheet of the required bills through recorded delivery a day after I received the 12th bill and they acknowledge that. Then, how could I be late. But, it is impossible to get an answer from them as the entire scheme has been designed to cheat.
I took up the matter to Consumer Direct – a government funded body to give advice to the consumers (Interestingly, I had blogged about this forum way back in June 2005). After moving several levels, the issue is now at the hands of Trading Standards Officer of Surrey County Council. He sent me a letter asking for some clarifications about the deal and asked me whether I am ready to testify my statements in the court. I have replied to him answering in affirmative. I am not very optimistic that I will get my 300 quid, but I am determined to go as far as possible and see what happens. I could foresee some interesting days ahead. Will keep you all posted.